Connects to your bank in seconds. No email forwarding, no fake shortcuts. Not Pato reads your spending live and roasts you with love.
$2.410.700
Ingresos
$1.6M
Gastos
-$890k
Balance
$710k
Honorarios
COMPRA PAYU *UBER EATS
COMPRA STARBUCKS
COMPRA SPOTIFY
COMPRA LIDER EXPRESS
COMPRA COPEC
COMPRA RED MOVILIDAD
COMPRA MCDONALDS
COMPRA NETFLIX
COMPRA UBER TRIP
COMPRA FARMACIA AHUMADA
COMPRA SMART FIT
COMPRA TIENDAS STAR
COMPRA RAPPI
COMPRA H&M
COMPRA ENTEL
COMPRA BAR THE WHITE
COMPRA EMPORIO ZUNINO
COMPRA BUSCALIBRE
PAGO CUENTA AGUAS ANDINAS
ABONO REMUNERACIONES
PAGO ARRIENDO
COMPRA SUSHI POP
COMPRA STEAM
COMPRA CAFE ALTURA
CARGA BIP!
Not Pato cuida tu plata. Categoría por categoría.
All your cards synced
Conecta todas tus cuentas en segundos. Cada movimiento entra al toque, ya categorizado — sin ingresar nada manualmente.
Movimientos
en vivo- 🥑-$8.940ComprasBanco
COMPRA PAYU *UBER EATS
- 💼+$1.250.000TrabajoBanco
ABONO REMUNERACIONES
- ☕-$2.890CaféBanco
COMPRA CAFE ALTURA
Saldo bancario
Saldo
$845.200
Saldo
$320.500
lifeSaldo
$1.245.000
•••• •••• •••• 2210
Text Not Pato on WhatsApp like a friend: ask for balances, summaries, or advice, and let it call you out before you mess up. No filters, no lectures — just a friend who happens to know money.
Not Pato
online
Everything you need to stop ignoring your money.
Money in, money out
Linked to your bank in real time. Every transaction lands instantly, already categorized, with zero effort on your part.
Movimientos
Ver todosCOMPRA PAYU *UBER EATS
COMPRA RED MOVILIDAD SAN
It stops you before you spend
Real-time alerts when you're about to do something you'll regret.
Alerta de Not Pato
Llevas 3 Uber Eats esta semana — $47.000.
Pre-cobro
Tu suscripción de gym se cobra mañana — $24.990.
No charge slips by
Add everything you pay monthly — subscriptions, rent, bills, services. Not Pato pings you before each due date so nothing slips by.
- 🎵-$5.490
Spotify
vence en 3 días
- 🎬-$10.500
Netflix
vence en 8 días
- 🏠-$520.000
Arriendo
vence en 12 días
See where your money goes
Visualize your spending by category and set budgets per area. Not Pato warns you when you’re near the limit.
You spend more on apps you don’t even use. This one at least roasts you for your own good.
Both plans do it all.
- Link your bank · 2 connections
- AI finance assistant on WhatsApp
- Apple Pay to capture credit cards or other banks
- Smart AI categorization that learns from you
- Budgets and savings goals
- Recurring expenses with due-date alerts
- Face ID · read-only · E2E encrypted
Up to 2 connected banks
No ads, no fine print. Your data stays with you.
Cancel anytime from the app.
Yes. The connection runs through a Chilean-regulated open banking fintech, in read-only mode: Not Pato can see your transactions and balances but can't move a single peso. Your bank credentials never reach us — they stay between you and your bank.
Camila R.
Designer
It told me 'you spent more on coffee than on your health plan' and it changed my life.
Matías P.
Engineer
It’s like having an accountant friend who doesn’t charge you and roasts you for free. 3 months in and I finally know where my money goes.
Valentina S.
Journalist
I sent a photo of my grocery receipt and it replied '4 packs of cookies is self-care?'. I cried but it was right.
Sebastián L.
Student
First time I saved money without suffering. Not Pato motivated me with memes and roasts me when I hit my limit. 10/10.
Francisca T.
Lawyer
Linked my Banco Estado and BCI in 30 seconds. Best part: no more end-of-month surprises with subscriptions.
Diego M.
Teacher
Honestly didn’t think I’d put up with an app roasting me, but Not Pato does it with care and it actually works.
Catalina P.
Doctor
I work long shifts and never had time to track spending. Now I just text Not Pato on WhatsApp and it answers in 10 seconds.
Ignacio R.
Entrepreneur
I have 4 accounts between work and personal. Linked them all and I finally see the real cash flow without spreadsheets.
Daniela V.
Marketer
I had like 8 subscriptions I didn't even remember. Not Pato listed them with due dates, I cut 4 right away. Saved $40 a month.
Camila R.
Designer
It told me 'you spent more on coffee than on your health plan' and it changed my life.
Matías P.
Engineer
It’s like having an accountant friend who doesn’t charge you and roasts you for free. 3 months in and I finally know where my money goes.
Valentina S.
Journalist
I sent a photo of my grocery receipt and it replied '4 packs of cookies is self-care?'. I cried but it was right.
Sebastián L.
Student
First time I saved money without suffering. Not Pato motivated me with memes and roasts me when I hit my limit. 10/10.
Francisca T.
Lawyer
Linked my Banco Estado and BCI in 30 seconds. Best part: no more end-of-month surprises with subscriptions.
Diego M.
Teacher
Honestly didn’t think I’d put up with an app roasting me, but Not Pato does it with care and it actually works.
Catalina P.
Doctor
I work long shifts and never had time to track spending. Now I just text Not Pato on WhatsApp and it answers in 10 seconds.
Ignacio R.
Entrepreneur
I have 4 accounts between work and personal. Linked them all and I finally see the real cash flow without spreadsheets.
Daniela V.
Marketer
I had like 8 subscriptions I didn't even remember. Not Pato listed them with due dates, I cut 4 right away. Saved $40 a month.
Daniela V.
Marketer
I had like 8 subscriptions I didn't even remember. Not Pato listed them with due dates, I cut 4 right away. Saved $40 a month.
Ignacio R.
Entrepreneur
I have 4 accounts between work and personal. Linked them all and I finally see the real cash flow without spreadsheets.
Catalina P.
Doctor
I work long shifts and never had time to track spending. Now I just text Not Pato on WhatsApp and it answers in 10 seconds.
Diego M.
Teacher
Honestly didn’t think I’d put up with an app roasting me, but Not Pato does it with care and it actually works.
Francisca T.
Lawyer
Linked my Banco Estado and BCI in 30 seconds. Best part: no more end-of-month surprises with subscriptions.
Sebastián L.
Student
First time I saved money without suffering. Not Pato motivated me with memes and roasts me when I hit my limit. 10/10.
Valentina S.
Journalist
I sent a photo of my grocery receipt and it replied '4 packs of cookies is self-care?'. I cried but it was right.
Matías P.
Engineer
It’s like having an accountant friend who doesn’t charge you and roasts you for free. 3 months in and I finally know where my money goes.
Camila R.
Designer
It told me 'you spent more on coffee than on your health plan' and it changed my life.
Daniela V.
Marketer
I had like 8 subscriptions I didn't even remember. Not Pato listed them with due dates, I cut 4 right away. Saved $40 a month.
Ignacio R.
Entrepreneur
I have 4 accounts between work and personal. Linked them all and I finally see the real cash flow without spreadsheets.
Catalina P.
Doctor
I work long shifts and never had time to track spending. Now I just text Not Pato on WhatsApp and it answers in 10 seconds.
Diego M.
Teacher
Honestly didn’t think I’d put up with an app roasting me, but Not Pato does it with care and it actually works.
Francisca T.
Lawyer
Linked my Banco Estado and BCI in 30 seconds. Best part: no more end-of-month surprises with subscriptions.
Sebastián L.
Student
First time I saved money without suffering. Not Pato motivated me with memes and roasts me when I hit my limit. 10/10.
Valentina S.
Journalist
I sent a photo of my grocery receipt and it replied '4 packs of cookies is self-care?'. I cried but it was right.
Matías P.
Engineer
It’s like having an accountant friend who doesn’t charge you and roasts you for free. 3 months in and I finally know where my money goes.
Camila R.
Designer
It told me 'you spent more on coffee than on your health plan' and it changed my life.
Not PatoStill don't know how much you spent this month?
Come on. Download Not Pato and let it look after your money.
Disponible enApp StoreComing soon
Disponible enGoogle Play